Westminster Homes under $400,000

Westminster Homes under $400,000

Welcome to Westminster, South Carolina, a charming city nestled in the picturesque Oconee County. Known for its rich history, vibrant community, and stunning natural landscapes, Westminster offers a unique blend of small-town charm and modern conveniences. With its serene lakes, rolling hills, and proximity to the Blue Ridge Mountains, this city is an outdoor enthusiast's dream, making it the perfect backdrop for your next home.

If you’re searching for affordable housing options, Westminster has a delightful selection of homes priced under $400,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, you’ll find a variety of properties that cater to your needs. From cozy single-family homes to charming bungalows, each property showcases the warmth and character that Westminster is known for.

Imagine sipping your morning coffee on a welcoming porch while taking in the stunning views of the surrounding nature. With a strong sense of community, Westminster hosts numerous local events and festivals throughout the year, fostering connections among residents and creating a friendly atmosphere that makes you feel right at home.

Additionally, the city's convenient access to nearby amenities, including shopping, dining, and recreational activities, ensures that everything you need is within reach. With excellent schools and a low cost of living, Westminster is not only a beautiful place to live but also a smart investment for your future.

Discover the charm and affordability of Westminster, SC, and find your dream home in this delightful community today!

Newest Westminster Homes under $400,000

102 Plum Court, Westminster
$398,000
3 Beds ⋅ 2 Baths ⋅ 20308426 MLS
CHICKASAW POINT NEW CONSTRUCTION UNDER $400,000! ?? FALL FUN STARTS HERE! Welcome to your dream farmhouse in the ACTIVE, GATED waterfront community of Chickasaw Point on Lake Hartwell, where NEW CONSTRUCTION, classic charm, and an incredible lifestyle come together! This TURN-KEY modern farmhouse combines LOW-MAINTENANCE living with LIGHT-FILLED spaces, CLASSIC character, and exceptional storage. From the moment you step inside, you’ll love the WARM LVP flooring, AIRY, OPEN layout, and thoughtful details that make this home as beautiful as it is functional. Enjoy ELEGANT touches throughout, including crown molding, leathered-texture granite countertops, matte black fixtures, 9-foot ceilings, and soaring vaulted ceilings. Abundant windows invite in NATURAL LIGHT and showcase the home’s inviting surroundings, while the OPEN living area creates the perfect setting for EASY entertaining and RELAXED everyday living. Designed with comfort and its NATURAL surroundings in mind, this home features INCREDIBLE vaulted ceilings in both the living area and primary bedroom. Start your morning with coffee on the SECLUDED back porch as you watch the wildlife, spend afternoons enjoying the outdoors, or settle in for a cozy evening by the FIREPLACE and a little MOVIE NIGHT and CHILL. When it’s time to unwind, the spacious primary suite offers a PRIVATE SANCTUARY to relax and recharge. But the lifestyle doesn’t stop at your front door! Chickasaw Point offers an AMENITY-RICH, RESORT-STYLE community with something for everyone. Take a QUICK 5-minute golf cart ride to enjoy the Chickasaw Point Golf Club, Overlook Restaurant & Bar, community beach, boat ramps, swimming pool, and tennis courts. Stay SOCIAL and ACTIVE with Men’s and Women’s Clubs, community exercise opportunities, organized activities, and a FULL CALENDAR of events throughout the year. With QUICK access to I-85, Clemson University, and Anderson, you’ll enjoy the perfect blend of a SECURE, CHARMING community and EVERYDAY CONVENIENCE. Whether you’re looking for QUIET mornings, ACTIVE afternoons, or FUN-filled weekends on Lake Hartwell, Chickasaw Point lets you enjoy life YOUR WAY! NEW CONSTRUCTION UNDER $400,000. AN INCREDIBLE COMMUNITY. A FRESH START! Schedule your PRIVATE TOUR today and discover your next chapter in Chickasaw Point! Owner’s spouse is a licensed SC Realtor.

102 Plum Court, Westminster
11872 Long Creek Highway, Westminster
$360,000
3 Beds ⋅ 1 Baths ⋅ 20307308 MLS
Welcome to 11872 Long Creek Highway! Discover the beauty of mountain living with this charming 3-bedroom, 1-bath home nestled on 14.32 acres of land near Sumter National Forest. Whether you’re looking for a peaceful full-time residence, a weekend getaway, or a place to reconnect with nature, this property provides endless opportunities to enjoy the great outdoors. Relax on the screened-in front porch and take in the peaceful surroundings or cozy up inside for quiet evenings and quality time with family. The inviting kitchen provides the perfect place to gather around the table, share home-cooked meals, and make lasting memories. With hiking trails, beautiful waterfalls, and scenic mountain views nearby, adventure is never far away. Enjoy the tranquility of nature, watch the local wildlife, and experience the simple pleasures of country living.

11872 Long Creek Highway, Westminster
112 Cedar Knob Trail, Westminster
$235,000
3 Beds ⋅ 2 Baths ⋅ 20306707 MLS
Ready to find a place to call your own? Your search may be over once you visit this adorable 3-bedroom, 2-bath home! Stylish and easy to maintain, this property is an IDEAL FIT for first-time buyers or those ready to DOWNSIZE without sacrificing character or outdoor living space. Step inside and APPRECIATE the charming details, from the shiplap and wood beam accents to the large windows and sliding glass door that fill the home with natural light. The kitchen features beautiful, modern gray cabinetry, modern appliances, and plenty of prep and storage space. A separate laundry room with its own exterior entrance adds everyday convenience and functionality. The thoughtfully designed layout places the primary suite at one end of the home, while the guest bedrooms and shared bath are tucked away on the other. Even better, all three bedrooms feature walk-in closets to maximize storage space! LOVE spending time outdoors? Step onto the OVERSIZED deck, perfect for weekend cookouts, ENTERTAINING friends, or simply UNWINDING at the end of the day. Enjoy nearly a full acre of private, level yard with two outbuildings for added storage and functionality. There's room to spread out, enjoy the outdoors, and make the space your own! Whether you're ready to purchase your very first home or SIMPLIFY your lifestyle without giving up the space and features you love, this property deserves a spot on your must-see list. Don't just imagine yourself here — schedule your showing today and come discover all the charm this home has to offer!

112 Cedar Knob Trail, Westminster
165 Dixon Street, Westminster
$134,999
3 Beds ⋅ 2 Baths ⋅ 20306746 MLS
Opportunity knocks! This manufactured home sits on a private, wooded 2 acre lot with a cleared homesite, offering a solid foundation for your next investment. The home features brick underpinning and ample space for your vision. Located just minutes from the charming town of Westminster, SC, and a short drive to Toccoa, GA, this property enjoys an unbeatable location for outdoor enthusiasts. Chau Ram State Park — known for its stunning waterfall, hiking trails, and recreational opportunities — is right around the corner. Enjoy the peace and seclusion of country living while still being conveniently close to shopping, dining, and everyday amenities in both Westminster and Toccoa. The wooded acreage provides natural privacy and a beautiful, serene setting with mature trees surrounding the cleared yard. This property is being sold AS-IS. If dimensions and lots size is important to buyer, they should verify independently. This property will not likely qualify for traditional financing.

165 Dixon Street, Westminster
115 Riley Street, Westminster
$199,900
3 Beds ⋅ 2 Baths ⋅ 20306812 MLS
Come see this newly constructed home!!! You will be shocked to see how nice of a home this is for this price!!!! This new Craftsman-style home features 3 bedrooms, 2 bathrooms, and an open-concept layout with soaring 9-foot ceilings that make the space feel bright, spacious, and inviting. A dedicated laundry room with a side entry adds everyday practicality. Enjoy thoughtful upgrades like a tankless water heater, gas pack heating, attic storage, and a welcoming front porch made for slow evenings and good conversations. The kitchen is built to impress with stainless steel appliances (including a gas stove and dishwasher), granite countertops, and soft-close cabinets and drawers—ideal for daily living or hosting friends & family. Bedrooms offer deep closets, and the primary suite includes two closets for extra space and organization. Designed for comfort, style, and affordability— this home offers the opportunity to own for less than many are paying in rent. Whether you’re downsizing, buying your first home, or adding to your investment portfolio, this one deserves a spot at the top of your list. Located within walking distance to downtown Westminster, you’ll enjoy easy access to shops, restaurants, festivals, schools, parks, and the recreation center. You’re just minutes from Lake Hartwell, Chau Ram State Park, local apple orchards, and less than 25 minutes to Clemson University and North Georgia. Modern. Affordable. Move-in ready. This is your next home!

115 Riley Street, Westminster
614 Highland Avenue, Westminster
$265,000
3 Beds ⋅ 2 Baths ⋅ 20306884 MLS
Welcome to this inviting 1,500-square-foot home on Highland Avenue in Westminster, where nearly a century of character meets sleek, contemporary updates. Extensively rebuilt from the floor joists to the roof, this home has undergone a comprehensive renovation, including new wiring, plumbing, and drywall. The result is a home that preserves its original character while offering the feel and functionality of a thoughtfully renewed property. A classic brick fireplace serves as the focal point of the living room, while laminate wood flooring and crown molding flow through the living and dining spaces, creating a stylish and cohesive atmosphere. The updated kitchen blends flair with functionality, featuring stainless steel appliances and artisan poured-concrete countertops. A walk-in pantry with built-in shelving provides excellent storage, while the conveniently located laundry nook offers built-in overhead shelving for added organization. Three spacious bedrooms feature laminate wood flooring, ceiling fans, and crown molding. The primary bedroom includes an attached bath with an inviting walk-in shower, creating a warm and sophisticated retreat. Walk-in closets provide additional storage and functionality. Outside, the property sits on a level 0.34-acre corner lot shaded by mature trees. The welcoming front porch overlooks the lawn, while the combination of vinyl siding and original brick accents gives the home distinctive curb appeal beneath its durable metal roof. Two detached outbuildings provide valuable additional storage, including a metal garage building with a roll-up door and a separate storage shed with a metal roof. With central HVAC, extensive renovation from the floor joists to the roof, generous outdoor space, and abundant storage, 614 Highland Ave offers a distinctive living experience in Westminster. The home strikes a unique balance between sleek contemporary style and the bold character of a nearly 100-year-old property. Come see everything this unique home has to offer and schedule your private tour today!

614 Highland Avenue, Westminster
403 S Pew Street, Westminster
$217,999
3 Beds ⋅ 2 Baths ⋅ 20306879 MLS
They just don’t build them like this anymore! Step inside this tastefully updated home, where timeless character meets thoughtful modern updates. Situated on a large corner lot just off Main Street in Westminster, this unique property offers charm, versatility, and plenty of space for entertaining. From the moment you arrive, you’ll admire the beautiful brick exterior, multiple porches, and balconies. A welcoming rocking-chair front porch and beautiful French doors invite you into the living room, where the character of the home immediately shines through. The main level features two bedrooms and one full bathroom, along with a spacious eat-in kitchen overlooking the sunroom. The sunroom provides additional flexible living space, doubles as a laundry area, and offers access to the balcony. With multiple rooms and versatile spaces throughout, this home can easily adapt to a variety of needs and lifestyles. Downstairs, you’ll find a spacious main living area, three additional rooms, a full bathroom, and an unfinished basement area. Multiple access points provide convenient access to the outdoors. With its separate living spaces and newly installed mini-split systems, the lower level offers excellent potential for a variety of uses, including multigenerational living, a guest area, home office, hobby space, or additional recreational space. Recent updates include interior painting, plumbing and electrical improvements, multiple new light fixtures, landscaping enhancements, some new windows, new flooring in select areas, a new front door, and updates to the bathrooms. If you’re looking for a home with character, flexibility, and a long list of thoughtful updates, this Westminster property is worth a look!

403 S Pew Street, Westminster
211 Cedar Ridge Drive, Westminster
$298,000
3 Beds ⋅ 3 Baths ⋅ 20306784 MLS
Welcome to 211 Cedar Ridge Drive, a charming 3 bedroom, 3 bath home nestled in the established Foxwood Hills community of Westminster, South Carolina. Offering approximately 1,200 square feet of main-level living space plus a partially finished, walk-out basement, this home provides more space and flexibility than meets the eye. The main level features a comfortable layout with two bedrooms and two full bathrooms, while the lower level offers additional rooms and plenty of storage, recreation, a workshop, home office, or future finished living space. A convenient detached carport provides plenty of covered parking and additional storage options. Situated on Cedar Ridge Drive, within short walking distance from all the amenities, the property offers the opportunity to enjoy the peaceful Foxwood Hills lifestyle while being conveniently located in the Westminster area. Whether you're looking for a full-time residence, weekend getaway, or investment opportunity, this home offers a versatile floor plan and plenty of potential. Come see all that 211 Cedar Ridge Drive has to offer and envision the possibilities of making this Foxwood Hills property your own!

211 Cedar Ridge Drive, Westminster
113 Richland Creek Drive, Westminster
$354,000
3 Beds ⋅ 2 Baths ⋅ 20306675 MLS
Turnkey living in desirable Richland Creek! Built in 2007, this attractive 3-bedroom, 2-bath home sits on a beautifully manicured, level lot. Inside, an oversized living room provides an open, comfortable layout with plenty of space for entertaining and everyday relaxation. Exceptional storage options throughout the home make organizing simple, while the primary suite offers a quiet retreat complete with a walk-in closet and a custom tiled shower. Step outside to enjoy a standout outdoor setup. The pristine, level lawn features a brand-new back deck added in 2025, along with a custom pergola and firepit—creating the perfect setting for hosting friends or unwinding outdoors. Major big-ticket improvements offer complete peace of mind, including a new roof in 2022 and a new HVAC system in 2023. Complete with a two-car garage and a prime location just minutes from Seneca’s shopping, dining, and medical facilities, this home is completely ready for its next owner.

113 Richland Creek Drive, Westminster
27 Fox Trail, Westminster
$145,000
2 Beds ⋅ 2 Baths ⋅ 20306715 MLS
Investor Opportunity at Lake Hartwell Villas! This property offers a unique opportunity to take over an unfinished renovation and bring the remaining vision to life. Much of the interior work has already been started, including updated cabinetry, countertops, stainless steel appliances, fresh neutral finishes, vaulted ceilings with exposed beams, and a contemporary fireplace. Large windows and sliding glass doors bring natural light into the open living areas and lead to outdoor deck space surrounded by mature trees. Units A–D are all available for sale, with pricing and terms to be negotiated together at the time of purchase. The property is being sold strictly AS-IS and is not fully completed. Buyers should anticipate additional work and perform their own due diligence regarding property condition, utilities, renovation and completion costs, community information, and intended use. Cash purchase only; traditional financing is not available. An excellent opportunity for an investor, contractor, or buyer looking to complete a renovation and unlock the potential of these properties near Lake Hartwell.

27 Fox Trail, Westminster
704 S Piedmont Street, Westminster
$276,900
3 Beds ⋅ 2 Baths ⋅ 20306563 MLS
New construction 3 bedroom and 2 bath Craftsman home. Open floor plan with no wasted square footage. The laundry and utility room off of the garage is heated and cooled and would make a great workshop or can be used for additional storage. Electric HVAC system, LED lighting, insulated tilt-in insulated double hung windows, Ponderosa Pine kitchen countertops, and new appliances help to make this home energy efficient and eco friendly. All exterior doors are 36 inch wide doors and there is a very small step up into home. The flat to gently sloped 0.44 acre lot will provide ample outdoor living space. Sit on the back deck and enjoy your morning coffee and listen to the birds sing. Come see this home today!

704 S Piedmont Street, Westminster
122 Player Lane, Westminster
$389,000
3 Beds ⋅ 3 Baths ⋅ 20306433 MLS
SPACE, PRIVACY & FLEXIBILITY—all within the amenity-rich Lake Hartwell community of Chickasaw Point! Situated across three flat lots with a beautiful mix of mature trees and open grassy areas, 122 Player Lane offers an impressive combination of comfortable one-level living, outdoor space, privacy, storage, and bonus areas designed to adapt to your lifestyle. The main home features approximately 2165 heated sq. ft. with 3 bedrooms, 2 full bathrooms, White Quartz countertops, and a flex/hobby room, all conveniently located on one level. Recent improvements include new LVP flooring throughout, new appliances, a new water heater, and a new roof. An electric fireplace adds warmth and ambiance to the living area on cooler Lake Hartwell evenings. For added peace of mind, this home also comes with a one-year home warranty. Outside, this property really begins to stand apart. The three flat lots offer a beautiful mix of mature trees and open grassy areas, creating a spacious and inviting setting with plenty of room to play, entertain, garden, or simply spread out and grow. Whether you envision outdoor games, pets enjoying the yard, expanded gardens, or simply more breathing room and privacy, this property gives you options. Two driveways provide added convenience and accessibility. Relax or entertain on the railed rear deck with gates, gather around the backyard firepit, or enjoy the convenience of the fenced-in area. An additional outbuilding/shed provides valuable storage for tools, lawn equipment, lake gear, golf equipment, and all those extras you want close at hand. The detached two-car garage offers much more than parking! The garage area includes a half bathroom and an office/workshop room, while upstairs you'll find approximately 589 sq. ft. of heated and cooled recreational flex/bonus space—ideal for hobbies, recreation, a game room, creative space, or simply additional room to spread out. A covered breezeway connects the detached garage to the main house, providing convenient protected access in rain or shine. And then there is the Chickasaw Point lifestyle! Located on beautiful Lake Hartwell, this gated community offers an impressive collection of amenities, including an 18-hole golf course with putting green and practice range, Olympic-sized swimming pool, tennis and pickleball courts, marina, boat ramp, lakefront beach and courtesy dock, RV campground/storage, dog park, playground, walking trails, library, activity/community center, and the Overlook Restaurant & Bar. Three flat lots. Two driveways. One-level living. Exceptional bonus space. Privacy, trees, room to grow—and a one-year home warranty included. Seller offering up to $3,800. in concessions toward buyer's allowable closing costs, prepaids and/or interest-rate buy-down with acceptable offer. If you've been looking for a property that offers room to live, work, play, entertain, and enjoy the Lake Hartwell lifestyle , 122 Player Lane deserves a closer look. **Disclaimer:** All square footage measurements are approximate and should be independently verified by the buyer/buyer’s agent.

122 Player Lane, Westminster
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