Westminster Homes with Finished Basement

Westminster Homes with Finished Basement

Welcome to Westminster, a charming city nestled in Oconee County, South Carolina. Known for its picturesque landscapes and friendly community, Westminster offers a peaceful retreat for both families and retirees.

One of the standout features of homes in Westminster is the prevalence of properties with finished basements. Whether you're looking for extra living space, a cozy entertainment area, or a private guest suite, homes with finished basements in Westminster offer versatility and convenience. From custom-built modern houses to traditional Southern-style residences, you'll find a variety of options to suit your preferences.

Living in a home with a finished basement not only provides additional square footage but also adds value to your property. Whether you choose to use the space for storage, a home office, or a playroom for the kids, the possibilities are endless.

Imagine coming home to your own sanctuary in Westminster, where you can relax and unwind in a beautifully finished basement tailored to your needs. With easy access to outdoor recreational activities, top-rated schools, and a close-knit community, Westminster is the perfect place to call home.

Discover the allure of homes with finished basements in Westminster and find your dream property in this idyllic city in Oconee County, South Carolina.

Newest Westminster Homes with Finished Basement

426 Handrops Lane, Westminster
$1,085,000
5 Beds ⋅ 5 Baths ⋅ 20306988 MLS
650 feet of shoreline, privacy, acreage, and covered dock. Exceptional Space. Finding this combination of waterfront, acreage, and living space is what makes this Lake Hartwell property so special! Tucked away along a quiet stretch of the lake in Pelican Cove, this beautifully maintained home offers the privacy of a wooded retreat with the convenience of nearby shopping, dining, and recreation. With 650 feet of shoreline, a covered dock, and water depths exceeding 10 feet at full pool, this property is designed for those who want to truly enjoy lake living. Spend your mornings on the water, afternoons exploring Lake Hartwell, and evenings relaxing in the peaceful surroundings of your own private retreat. Situated on 3.52 acres, there's room to spread out, entertain, and enjoy the outdoors without feeling crowded by neighboring properties. The home itself is equally impressive, offering 5,528 square feet of thoughtfully designed living space, five bedrooms, four full bathrooms, and one half bath. From the expansive covered front porch with beautiful stone-accented columns to the inviting interior, you'll immediately appreciate the craftsmanship and attention to detail throughout. Beautiful hardwood floors lead into a spacious kitchen featuring solid-surface countertops, a large island, and an open view into the vaulted great room with its striking stone fireplace. Generous windows bring natural light into the living spaces, while the screened porch creates another inviting place to relax and enjoy the surrounding wooded landscape. The main level includes a spacious primary suite with dual vanities, separate shower, garden tub, and walk-in closet, along with a second bedroom, formal dining room, dedicated office, and additional living spaces. Need room for guests, entertaining, or simply spreading out? The finished terrace level provides an additional 2,456 square feet of heated and cooled living space, complete with three bedrooms, two full bathrooms, and a spacious recreation and media area. With direct access to the outdoors, this level offers flexibility for extended stays, entertaining, or separate gathering spaces. The property also features garage capacity for four vehicles, additional boat and RV storage, and plenty of room for the equipment and recreational toys that come with lake living. One of this property's greatest advantages is its location. Enjoy the peace of a quieter section of Lake Hartwell while remaining less than a mile from Mount Tabor Boat Ramp and convenient to popular lake destinations including Boondocks, Broken Bridge, and Jumping Rock. Currahee Club is nearby, while shopping, dining, and everyday conveniences in Seneca, SC, and Toccoa, GA, are approximately 30 minutes away. Looking for a mountain getaway? Cashiers and Highlands, NC, are approximately an hour away, giving you access to some of the most beautiful mountain destinations in the Southeast. With no HOA, 3.52 wooded acres, an impressive 650 feet of shoreline, deep water, a covered dock, and more than 5,500 square feet of living space, this property offers an exceptional opportunity to enjoy Lake Hartwell without compromising privacy, comfort, or convenience. Come experience the space, setting, and waterfront lifestyle that make this property stand apart.

426 Handrops Lane, Westminster

415 Kenwood Drive, Westminster
$549,000
3 Beds ⋅ 3 Baths ⋅ 20307198 MLS
We Have Water! Have No worries about low lake levels, There is plenty of room to extend farther as water levels change. At full pool, this property offers approximately 11-plus feet of water at the end of the dock. Exceptional water access, unobstructed Lake Hartwell views, and a $10,000 seller remodeling allowance make this lakefront home an opportunity worth exploring. With an easy walk to the lake and beautiful views at this price point, this property offers a standout combination of comfort, convenience, and lake lifestyle. The covered dock means more time to relax and play, with verbal approval reported for a maximum-size dock. Inside, a wall of windows brings the lake into view and fills the open living area with natural light. The kitchen features a breakfast bar and adjoining dining area, keeping everyone connected while meals are prepared. A wood-burning stone fireplace adds warmth and character for cozy evenings by the water. A main-level primary bedroom and full bath offer convenient everyday living. The finished terrace level includes a spacious great room for games and gatherings, plus a bedroom and full bath. An additional bedroom and full bath in the upstairs loft area provide a separate retreat for guests. Enjoy morning coffee overlooking the lake, host a barbecue on the deck, or unwind on the terrace-level patio. With gathering spaces across three levels, this home is well suited for a weekend getaway or a full-time lake lifestyle shared with family and friends. Bring your vision and put the $10,000 remodeling allowance toward updates that make it your own. Convenient access to I-85 makes getting here easy—and leaves more time to enjoy Lake Hartwell.

415 Kenwood Drive, Westminster

169 Castlewood Drive, Westminster
$729,000
3 Beds ⋅ 2 Baths ⋅ 20304640 MLS
Mid-century charm meets modern elegance on this stunning 11+ acre unrestricted estate in the heart of Oconee County. Welcome to 169 Castlewood Drive, Westminster, SC, where privacy, space, and endless possibilities come together. A long private driveway winds through open pasture, splitting irrigated garden areas and a potential additional homesite before arriving at this beautifully updated home. Enjoy peaceful evenings from the brand-new front and rear decks, installed in 2026, overlooking a tranquil pond and offering limited winter mountain views. With high-speed fiber internet already in place, this property is ideal for those working remotely while enjoying the serenity of country living. Inside, you'll immediately appreciate the warm hardwood floors, expansive living room, oversized picture windows, and impressive fireplace that create a welcoming atmosphere filled with natural light. The spacious kitchen is designed for entertaining and everyday living, featuring granite countertops, a large center island, stainless steel appliances, abundant cabinetry, and generous workspace. The main level offers three bedrooms and two full baths, including a spacious primary suite with a large walk-in closet, tiled walk-in shower, and plumbing already stubbed for the future addition of a soaking tub. A laundry area and attached two-car garage complete the main floor. Need additional living space? The finished portion of the basement is a versatile area that would make an excellent fourth bedroom, home office, gym, classroom, or art studio. The expansive unfinished basement provides incredible potential for future expansion, with plumbing nearby and window placement suitable for adding two additional bedrooms and another full bath. Both interior and exterior access make this space even more functional. The detached garage/workshop is equally impressive, offering ample room for large vehicles, tractors, campers, motorcycles, equipment, and hobbies. Adjacent to garage/workshop is a partially finished guest or mother-in-law suite with plumbing already in place for an additional full bathroom, creating the potential for a comfortable studio-style living space. The land is every bit as remarkable as the home. Explore a private trail system winding through mature hardwoods to a spring-fed creek, pond, and numerous picturesque building sites. Whether you're looking for a family estate, hobby farm, multi-generational property, or investment opportunity, this unrestricted 11+ acre property offers exceptional flexibility. Major updates include a new roof installed in 2020, new HVAC systems installed in December 2023, new PEX plumbing, upgraded R-30 insulation, and brand-new front and rear decks completed in 2026. If you've been searching for acreage, privacy, modern updates, and room to grow, 169 Castlewood Drive is a rare opportunity that truly has it all. With the potential for up to six bedrooms and four full bathrooms, this exceptional property is a must-see. Motivated Seller, Bring all offers

169 Castlewood Drive, Westminster

126 Indian Hills, Westminster
$1,155,000
4 Beds ⋅ 4 Baths ⋅ 20304412 MLS
This Lake Hartwell home has great water. Discover an unparalleled lakeside lifestyle at this exceptional 4-bedroom, 3.5-bathroom residence, perfectly positioned on over 190 feet of pristine shoreline in Westminster, SC. This home is a sanctuary for water enthusiasts, featuring deep water a covered dock and with a lift 60-foot gangway, built-in stereo speakers, two jet ski ports, and a walk-in ladder, swim bench, all finished with durable Trex decking, making every day feel like a vacation. The property offers abundant space for all your lake toys with a two-car garage on the upper level and an additional garage and shop on the terrace level, complemented by ample parking for guests. The main level boasts an inviting living and dining area, highlighted by a charming gas log stone fireplace. Kitchen has spacious counter seating area, ideal for entertaining and ample countertops for the chef in your family. A generously sized pantry is conveniently located near the laundry area, which includes a half bath. The primary bedroom with ensuite is situated on the main level, along with two additional bedrooms and a guest bathroom, providing comfortable accommodations. A sunroom offers spectacular lake views, creating a serene spot to unwind, while a large viewing and grilling deck invites outdoor enjoyment and sun-soaked relaxation. The expansive terrace level extends the living space with a family room, an additional full bathroom, and a guest bedroom, plus another family play area that overlooks the water. Outside check out the firepit area, and expansive fenced yard. This remarkable home is nestled within the highly sought-after Chickasaw Point, a gated community offering an array of amenities including a challenging 18-hole golf course, pro-shop, driving range, putting greens, and the delightful Overlook restaurant. Residents also enjoy a community swimming pool, pickleball and tennis courts, walking trails, and a dog park. This idyllic retreat is conveniently located near the picturesque Blue Ridge Mountains, perfectly situated between Atlanta and Greenville.

126 Indian Hills, Westminster

332 Two Rivers Drive, Westminster
$1,650,000
5 Beds ⋅ 4 Baths ⋅ 20303758 MLS
Experience exceptional lakefront living in this custom-built 2021 home on approximately 3.8 acres with breathtaking winter mountain views, panoramic Lake Hartwell views, and extensive waterfrontage near the Corps line. With no HOA and no restrictions, this one-of-a-kind property combines luxury, efficiency, and quality craftsmanship in a truly remarkable setting. Offering approximately 2,900 square feet of thoughtfully designed living space, the main level features an open floor plan with soaring tongue-and-groove ceilings, a stunning rock fireplace with a 98% efficient Buck Stove gas log insert, and walls of premium Sierra Pacific aluminum-clad wood windows that maximize the spectacular lake views. The custom kitchen is designed for both beauty and function with handcrafted cabinetry, granite countertops, a farmhouse sink, quality appliances, and a large island. The main level also includes two guest bedrooms, an office/flex room, a full bath, and a luxurious primary suite featuring a spa-inspired bath with jetted tub, custom multi-head tile shower, double granite vanity, walk-in closet with built-ins, and private access to the wraparound Trex deck overlooking the lake. The upper level offers a spacious loft bedroom with a half bath and incredible lake views from multiple directions. The finished walkout basement is built with 10-foot Superior Walls constructed of 10-inch, 5,500 PSI concrete, enhanced with closed-cell foam insulation, steel studs, additional R-17 insulation, and drywall for an impressive insulation value exceeding R-25. This level includes a large recreation room, bedroom, full bath, hidden built-in safe room, mini bar with granite countertops and refrigerator, freestanding wood stove, German weather-resistant laminate flooring, and wiring for internet, television, and security cameras. The oversized two-car garage is equally impressive with a utility sink, hot and cold water hookups, 50-amp/220-volt electric vehicle charging capability, automatic garage door, and a heavy-duty steel beam with trolley capable of lifting over 3,000 pounds. Built for outstanding energy efficiency, the home features closed-cell foam insulation throughout the upper level with approximately R-20 walls and R-45 ceilings, a WaterFurnace 4-ton geothermal HVAC system with a SEER rating exceeding 40, a smart water heater with closed-loop integration, smartphone controls for HVAC and water heater, energy monitoring, remote temperature adjustment, smart front door lock, and durable low-maintenance exterior finishes. Whether you're searching for a full-time residence, luxury lake retreat, or private estate, this extraordinary Lake Hartwell property offers unmatched quality, modern technology, incredible efficiency, and unforgettable views—all just waiting for you to call home.

332 Two Rivers Drive, Westminster

632 Rocky Trail, Westminster
$835,000
4 Beds ⋅ 4 Baths ⋅ 20303245 MLS
If you’ve been searching for a Lake Hartwell home that offers privacy, comfort, and low-maintenance lake living, 632 Rocky Trail delivers. Set beneath a canopy of mature hardwoods in the highly desirable Foxwood Hills community, this well-built waterfront retreat was designed for making memories with family and friends for generations to come. From the moment you arrive, you’ll appreciate the peaceful, natural setting, low-maintenance wooded lot, and inviting outdoor spaces that allow you to spend more time enjoying Lake Hartwell and less time maintaining the property. Best of all, you’ll enjoy one of the most amenity-rich communities in the Upstate. One of the property’s standout features is the newly installed stained concrete golf cart-sized walkway that gently winds through the trees to the private covered dock. Positioned approximately midway into a protected cove, the dock has provided excellent water depth, even during periods of lower lake levels, while remaining just around the corner from the main channel of Lake Hartwell. Complete with a covered slip, wheeled gangway, and a lift for two jet skis. Designed to blend naturally with its surroundings, the home offers exceptional privacy. There is a nice water view in the winter months. The new owner could easily have a summer view if they wish to remove some tree branches. Inside, vaulted ceilings, walls of arched windows, and a dramatic floor-to-ceiling stacked stone wood-burning fireplace create a warm and inviting great room filled with natural light. The open floor plan includes a spacious kitchen with abundant cabinetry, generous counter space, and a large center island. The dining area opens to both the screened porch and the expansive deck, creating seamless indoor-outdoor living. The main-level primary suite features private access to the screened porch, while a convenient half bath and laundry room complete the main level. Upstairs, there is an open loft, two additional bedrooms, and a full bath. The finished walk-out lower level includes a spacious family room opening onto the patio and fire pit, a fourth bedroom, full bath, two oversized storage rooms, and an attached two-car garage with a dedicated workshop area. Offering 4 bedrooms, 3.5 baths, nearly 3,000 heated square feet, and currently sleeping up to 14 people, this home is equally suited as a full-time residence, weekend getaway, or short-term rental investment. A new roof installed in 2020 provides added peace of mind. Outdoor living is at the heart of this property. Enjoy the covered front porch, screened porch, spacious deck, patio, fire pit, and private dock—spaces designed to be enjoyed throughout every season. Foxwood Hills is one of the Upstate’s most active lake communities and offers exceptional amenities with an HOA of only $676 per year. Residents enjoy an Olympic-size swimming pool, clubhouse and community center, restaurant and bar, pickleball courts, basketball courts, a playground, walking trails, a community boat ramp, and a full calendar of social activities. The clubhouse hosts weekly karaoke nights, game nights, and community events, making it easy to enjoy an active lake lifestyle while still having the privacy of your own waterfront retreat. To make your transition even easier, all bedroom furniture, the lower-level family room furniture, the 80-inch television, and several additional furnishings will convey with the home. Two personal watercraft are negotiable and available for purchase. 632 Rocky Trail offers a rare combination of privacy, thoughtful design, low-maintenance ownership, exceptional lake access, and one of the most amenity-rich communities in the Upstate. Whether you’re searching for your forever home, a weekend escape, or an investment opportunity, this is the kind of Lake Hartwell lifestyle that’s becoming increasingly hard to find.

632 Rocky Trail, Westminster

255 Horseshoe Bend Drive, Westminster
$610,000
3 Beds ⋅ 2 Baths ⋅ 20302604 MLS
**upto 10k seller credit (with acceptable offer) to help buy down rate, pay buyers closing cost, or repairs/updates** 2 Water Front lots and Furnished Cabin for and incredible price!!!!! **Double DOCKABLE lots ** Discover an unparalleled retreat at 255 Horseshoe Bend Dr, Westminster, SC, where rustic charm meets serene lakeside living. This captivating single-family home, nestled on a generous 0.62-acre lot PLUS lot 8 (.78 ac) , offers a lifestyle of tranquility and natural beauty. The property boasts wood siding and a durable metal roof, blending with the wooded surroundings. Enjoy the crisp air and scenic views from multiple decks and sitting areas. A welcoming front porch, or the comfort of a screened porch are perfect for year-round enjoyment. Step inside to find a thoughtfully designed living space featuring 3 bedrooms and 2 full bathrooms. Main level has living room with fireplace, dining, kitchen, full bath and master bedroom. The basement has an additional living area, two bedrooms, a bathroom and oversized laundry room. The interior exudes warmth with cathedral/raised ceilings and vaulted wood plank ceilings, complemented by gleaming hardwood floors throughout the main areas. A cozy stone fireplace serves as a focal point in the living space, flanked by custom built-in bookcases, adding both character and functionality. The kitchen is a chef's delight, equipped with granite countertops, a built-in microwave, dishwasher, electric range/oven, and refrigerator, and coffee bar area ensuring every culinary need is met. Additional interior amenities include ceiling fans for comfort, blinds for privacy, and French doors that seamlessly connect indoor and outdoor living. The bathrooms offer modern conveniences such as walk-in showers. This enchanting residence also features a private boat dock with TWO covered slips and lounging area. this provides direct lake access for endless water activities. Lots of other outdoor spaces to soak in nature and relax. Experience the perfect blend of rustic elegance and modern comfort in this exceptional lakeside sanctuary. Home has been used as a vacation home and Short term rental. With the exception of a few items home is being offered fully furnished. Move right in and start enjoying the lake or start booking guest right away!! 10 mins from shopping in Westminster or 15 mins to downtown Toccoa Ga. LOT 8 (.78ac) dockable Green is included in the sale.

255 Horseshoe Bend Drive, Westminster

103 Pineneedle Drive, Westminster
$484,000
3 Beds ⋅ 3 Baths ⋅ 20302306 MLS
AMENITY-RICH CHICKASAW POINT | RENOVATED & MOVE-IN READY ON LAKE HARTWELL Welcome to 103 Pineneedle Drive — a beautifully renovated 3-bed, 2.5-bath home in Chickasaw Point, the gated waterfront community on Lake Hartwell. Extensive updates inside and out, flexible living space on two levels, and a one-year home warranty included. Just bring your golf cart. The main level lives easy: luxury vinyl plank flooring, a wood-burning fireplace with brick hearth and accent wall, and Andersen insulated windows (transferable warranty) filling the rooms with natural light. The completely renovated kitchen is the showpiece — butcher-block countertops, porcelain farmhouse sink, custom cabinetry with open shelving, handmade polished backsplash, stainless steel appliances, new Bosch dishwasher and vent hood, and a custom pantry with glass doors. The dining area opens to a spacious screened porch with new ceilings, lighting and screens, overlooking the private, wooded backyard. The main-level primary suite offers a renovated en-suite bathroom and custom walk-in closet. A second bedroom adds its own walk-in closet, and the updated hall bathroom features a double vanity, new mirrors and lighting, and linen storage. Downstairs is a home of its own: a second living area with propane fireplace and built-in bookcases, kitchenette, private bedroom suite, full bathroom plus half bathroom, oversized laundry and storage room, separate entrance, large covered patio, and a single-car garage — ideal for guests, multigenerational living, hobbies, or a private retreat. The updates continue outside: new front door, updated front porch with new steps, metal railings and lighting, stone walkway and retaining wall, new garage door and opener, freshly poured concrete driveway, updated stucco, fresh paint, and an easy-care sodded yard with new flower beds. Engineer-certified reinforced porch and deck supports and a new grinder pump (2023) add peace of mind. A 2025 ICON i40L lithium golf cart and GE Profile washer/dryer combination unit are negotiable with an acceptable offer, and some furniture is negotiable as well — a truly turnkey start to lake life. Then there's the community: 18-hole golf course, putting green and practice range, Olympic-sized pool, tennis and pickleball courts, courtesy dock and boat ramp, beach area, RV campground and storage, playground, dog park, walking trails, fire pit, gazebo picnic area, library, community center, and the on-site Overlook restaurant and bar — all behind staffed gated access, and near I-85 for easy trips to Anderson, Greenville, and Atlanta. Live where others vacation at 103 Pineneedle Drive.

103 Pineneedle Drive, Westminster

1104 Chickasaw Drive, Westminster
$699,693
4 Beds ⋅ 4 Baths ⋅ 20300853 MLS
SELLER OFFERING $10,000 FLEX CASH. Buy down your rate, or put it in your pocket, you choose! A covered deeded boat slip within walking distance. An 18 hole GOLF course. Onsite dining. Pool. Clubhouse. LAKESIDE BEACH. Tennis and PICKLEBALL. Community center. Playground. Nature trails. DOG PARK. Community garden. RV and boat storage. RV park. Staffed gatehouse. All inside a gated Lake Hartwell community, Chickasaw Point, for only $2,756 per year in annual HOA dues. It is the kind of value that makes you look twice. 1104 Chickasaw Dr. offers a rare blend of lake access, golf, recreation, and community within one of the most established gated neighborhoods on Lake Hartwell. The home is beautifully designed, the covered deeded boat slip is within walking distance, and the lifestyle is already in place. Set on Lake Hartwell, one of the Southeast’s great recreational lakes with just over 50,000 acres of water and more than 900 miles of shoreline, Chickasaw Point gives owners the room to boat, fish, gather, and enjoy the lake without overcomplicating life. There is also a genuine sense of community here. With nearly 500 households, neighbors move easily from house to house by golf cart and ATV, creating a lively, connected atmosphere that feels both welcoming and wonderfully easy. The setting feels private, but not remote. CLEMSON UNIVERSITY is approximately 25 minutes away, Greenville is about 1 hour, Atlanta is under 2 hours, and Asheville is just over 2 hours. For buyers looking for Lake Hartwell access, a deeded slip, golf, amenities, and a true neighborhood lifestyle, 1104 Chickasaw Dr. is a standout opportunity.

1104 Chickasaw Drive, Westminster

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